{"id":29982,"date":"2022-01-10T15:50:04","date_gmt":"2022-01-10T20:50:04","guid":{"rendered":"https:\/\/www.dia.com\/blog\/?p=29982"},"modified":"2022-07-19T10:13:06","modified_gmt":"2022-07-19T14:13:06","slug":"budgeting-can-be-defined-as-self-care","status":"publish","type":"post","link":"https:\/\/www.dia.com\/blog\/wellness\/budgeting-can-be-defined-as-self-care\/","title":{"rendered":"5 Reasons Why Budgeting Is An Act of Self-Care"},"content":{"rendered":"\n

While most people set resolutions, like learning a new skill or hobby, reading 100 books, and even a goal to get organized, becoming financially fit is often overlooked.<\/p>\n\n\n\n

I get it, budgets get such a bad rap but when done right, budgeting is a total boss move for your money. That\u2019s because a budget isn\u2019t just a list of bills or income minus expenses. It\u2019s a road map for your money and that road map should reflect your financial goals and the things (and people) that matter to you.<\/p>\n\n\n\n

Here are 5 reasons why getting on a budget is an act of self care and should be your number one money move for 2022:<\/p>\n\n\n\n

You\u2019ll know where you stand with your money<\/b><\/h2>\n\n\n\n

This sounds like a no-brainer but with a budget, you will have mathematical confirmation whether or not you have enough money for the things you want and want to do. A budget will also tell you a lot about your relationship with money, if you need to make adjustments like trimming back expenses, cutting out unnecessary purchases, and\/or increasing your income, in order to reach your financial goals.<\/p>\n\n\n\n

You get to spend money without guilt<\/b><\/h2>\n\n\n\n

Buyer\u2019s remorse is real and is often associated with purchasing on impulse without any intention or regard for your financial goals or purchasing on borrowed money. However, with a budget, you\u2019re able to spend money (within reason of course) without any guilt. That\u2019s because you\u2019ll know that your necessary expenses are covered, you\u2019re putting money towards your financial goals, and whatever is left to spend is yours. So if you set a clothes budget<\/strong><\/a> of $300 a month, for example, shop to your heart\u2019s content within that budget you set for yourself.<\/p>\n\n\n\n

You\u2019ll gain peace of mind<\/b><\/h2>\n\n\n\n

Financial health and mental health go hand-in-hand. When you\u2019re not in control of your money, you don\u2019t know where it\u2019s actually going. This can lead to lack of sleep, anxiety, depression, and cause you to further avoid your financial situation, sending your mental health into further decline. However, when you take control of your money by getting on a budget, there\u2019s no second-guessing or uncertainty because you know exactly how much money you have, instead of wondering where it went when you really need it.<\/p>\n\n\n\n

“However, when you\u2019re on a budget and putting it to work for you (i.e., bills paid, smashing your savings goals, debt is decreasing), you become empowered and confident in your ability to make important money decisions for you and your future self. “<\/p><\/blockquote>\n\n\n\n

You become confident to make money decisions<\/b><\/h2>\n\n\n\n

When you don\u2019t know where our money goes, it becomes easy to second-guess yourself and be reluctant to make necessary money decisions. However, when you\u2019re on a budget and putting it to work for you (i.e., bills paid, smashing your savings goals, debt is decreasing), you become empowered and confident in your ability to make important money decisions for you and your future self.<\/p>\n\n\n\n

You will make your future self proud<\/b><\/h2>\n\n\n\n

Speaking of your future self, you are currently living the life you created for yourself based on the past decisions you made and that includes the decisions made in the past about money. So taking control of your money today will have a positive impact on the life your future self will live. Not only does budgeting your money today decrease the likelihood that your future self will be shackled to debt, but budgeting today means being able to invest and contribute to retirement, so you\u2019ll have money when you need it in the future.<\/p>\n\n\n\n

\n
\n
\"Finance<\/figure>\n<\/div>\n<\/div>\n\n\n\n

Nika Booth is a money coach, speaker, personal finance content creator, and founder of Debt Free Gonnabe. She\u2019s on a journey to slay her 6-figure debt and created Debt Free Gonnabe to document and share her journey. She now teaches others how to manage their money and pay off debt. She has 40,000 supportive friends on Instagram and won the 2021 Plutus Award for Best Debt Freedom Content. Nika\u2019s work, including her hilarious yet relatable Instagram Reels and TikToks, have been featured on Yahoo! Money, Vox, Real Simple, Mic, XONecole, and more.<\/i><\/p>\n","protected":false},"excerpt":{"rendered":"

\u2019Tis the season to start thinking about those New Year\u2019s Resolutions and where you want to be a year from now! <\/p>\n","protected":false},"author":65,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[184],"class_list":["post-29982","post","type-post","status-publish","format-standard","hentry","category-wellness"],"acf":[],"yoast_head":"\n5 Reasons Why Budgeting Is An Act of Self-Care - Dia & Co<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.dia.com\/blog\/wellness\/budgeting-can-be-defined-as-self-care\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"5 Reasons Why Budgeting Is An Act of Self-Care - Dia & Co\" \/>\n<meta property=\"og:description\" content=\"\u2019Tis the season to start thinking about those New Year\u2019s Resolutions and where you want to be a year from now!\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.dia.com\/blog\/wellness\/budgeting-can-be-defined-as-self-care\/\" \/>\n<meta property=\"og:site_name\" content=\"Dia & Co\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/diaandco\/\" \/>\n<meta property=\"article:published_time\" content=\"2022-01-10T20:50:04+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2022-07-19T14:13:06+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/d3mnyo7e05c2kb.cloudfront.net\/blog-content\/uploads\/2021\/12\/New-Year-New-Money_01_2400x1524.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"2400\" \/>\n\t<meta property=\"og:image:height\" content=\"1524\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Nika Booth\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@diaandco\" \/>\n<meta name=\"twitter:site\" content=\"@diaandco\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Nika Booth\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"4 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.dia.com\/blog\/wellness\/budgeting-can-be-defined-as-self-care\/\",\"url\":\"https:\/\/www.dia.com\/blog\/wellness\/budgeting-can-be-defined-as-self-care\/\",\"name\":\"5 Reasons Why Budgeting Is An Act of Self-Care - Dia & Co\",\"isPartOf\":{\"@id\":\"https:\/\/www.dia.com\/blog\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.dia.com\/blog\/wellness\/budgeting-can-be-defined-as-self-care\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.dia.com\/blog\/wellness\/budgeting-can-be-defined-as-self-care\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.dia.com\/gutenberg-blog-content\/uploads\/2021\/12\/New-Year-New-Money_04_2400x1524-1102x700.jpg\",\"datePublished\":\"2022-01-10T20:50:04+00:00\",\"dateModified\":\"2022-07-19T14:13:06+00:00\",\"author\":{\"@id\":\"https:\/\/www.dia.com\/blog\/#\/schema\/person\/7a26fb613bd2d64ff63c5f324262deb7\"},\"breadcrumb\":{\"@id\":\"https:\/\/www.dia.com\/blog\/wellness\/budgeting-can-be-defined-as-self-care\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.dia.com\/blog\/wellness\/budgeting-can-be-defined-as-self-care\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.dia.com\/blog\/wellness\/budgeting-can-be-defined-as-self-care\/#primaryimage\",\"url\":\"https:\/\/www.dia.com\/gutenberg-blog-content\/uploads\/2021\/12\/New-Year-New-Money_04_2400x1524-1102x700.jpg\",\"contentUrl\":\"https:\/\/www.dia.com\/gutenberg-blog-content\/uploads\/2021\/12\/New-Year-New-Money_04_2400x1524-1102x700.jpg\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.dia.com\/blog\/wellness\/budgeting-can-be-defined-as-self-care\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.dia.com\/blog\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"5 Reasons Why Budgeting Is An Act of Self-Care\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.dia.com\/blog\/#website\",\"url\":\"https:\/\/www.dia.com\/blog\/\",\"name\":\"Dia & Co\",\"description\":\"Dia & Co is the premier personal styling service for plus-size women. Try on clothes at home, keep what you like, return the rest to us!\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.dia.com\/blog\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.dia.com\/blog\/#\/schema\/person\/7a26fb613bd2d64ff63c5f324262deb7\",\"name\":\"Nika Booth\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"5 Reasons Why Budgeting Is An Act of Self-Care - Dia & Co","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.dia.com\/blog\/wellness\/budgeting-can-be-defined-as-self-care\/","og_locale":"en_US","og_type":"article","og_title":"5 Reasons Why Budgeting Is An Act of Self-Care - Dia & Co","og_description":"\u2019Tis the season to start thinking about those New Year\u2019s Resolutions and where you want to be a year from now!","og_url":"https:\/\/www.dia.com\/blog\/wellness\/budgeting-can-be-defined-as-self-care\/","og_site_name":"Dia & Co","article_publisher":"https:\/\/www.facebook.com\/diaandco\/","article_published_time":"2022-01-10T20:50:04+00:00","article_modified_time":"2022-07-19T14:13:06+00:00","og_image":[{"width":2400,"height":1524,"url":"https:\/\/d3mnyo7e05c2kb.cloudfront.net\/blog-content\/uploads\/2021\/12\/New-Year-New-Money_01_2400x1524.jpg","type":"image\/jpeg"}],"author":"Nika Booth","twitter_card":"summary_large_image","twitter_creator":"@diaandco","twitter_site":"@diaandco","twitter_misc":{"Written by":"Nika Booth","Est. reading time":"4 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/www.dia.com\/blog\/wellness\/budgeting-can-be-defined-as-self-care\/","url":"https:\/\/www.dia.com\/blog\/wellness\/budgeting-can-be-defined-as-self-care\/","name":"5 Reasons Why Budgeting Is An Act of Self-Care - Dia & Co","isPartOf":{"@id":"https:\/\/www.dia.com\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.dia.com\/blog\/wellness\/budgeting-can-be-defined-as-self-care\/#primaryimage"},"image":{"@id":"https:\/\/www.dia.com\/blog\/wellness\/budgeting-can-be-defined-as-self-care\/#primaryimage"},"thumbnailUrl":"https:\/\/www.dia.com\/gutenberg-blog-content\/uploads\/2021\/12\/New-Year-New-Money_04_2400x1524-1102x700.jpg","datePublished":"2022-01-10T20:50:04+00:00","dateModified":"2022-07-19T14:13:06+00:00","author":{"@id":"https:\/\/www.dia.com\/blog\/#\/schema\/person\/7a26fb613bd2d64ff63c5f324262deb7"},"breadcrumb":{"@id":"https:\/\/www.dia.com\/blog\/wellness\/budgeting-can-be-defined-as-self-care\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.dia.com\/blog\/wellness\/budgeting-can-be-defined-as-self-care\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.dia.com\/blog\/wellness\/budgeting-can-be-defined-as-self-care\/#primaryimage","url":"https:\/\/www.dia.com\/gutenberg-blog-content\/uploads\/2021\/12\/New-Year-New-Money_04_2400x1524-1102x700.jpg","contentUrl":"https:\/\/www.dia.com\/gutenberg-blog-content\/uploads\/2021\/12\/New-Year-New-Money_04_2400x1524-1102x700.jpg"},{"@type":"BreadcrumbList","@id":"https:\/\/www.dia.com\/blog\/wellness\/budgeting-can-be-defined-as-self-care\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.dia.com\/blog\/"},{"@type":"ListItem","position":2,"name":"5 Reasons Why Budgeting Is An Act of Self-Care"}]},{"@type":"WebSite","@id":"https:\/\/www.dia.com\/blog\/#website","url":"https:\/\/www.dia.com\/blog\/","name":"Dia & Co","description":"Dia & Co is the premier personal styling service for plus-size women. Try on clothes at home, keep what you like, return the rest to us!","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.dia.com\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/www.dia.com\/blog\/#\/schema\/person\/7a26fb613bd2d64ff63c5f324262deb7","name":"Nika Booth"}]}},"_links":{"self":[{"href":"https:\/\/www.dia.com\/blog\/wp-json\/wp\/v2\/posts\/29982","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.dia.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.dia.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.dia.com\/blog\/wp-json\/wp\/v2\/users\/65"}],"replies":[{"embeddable":true,"href":"https:\/\/www.dia.com\/blog\/wp-json\/wp\/v2\/comments?post=29982"}],"version-history":[{"count":0,"href":"https:\/\/www.dia.com\/blog\/wp-json\/wp\/v2\/posts\/29982\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.dia.com\/blog\/wp-json\/wp\/v2\/media?parent=29982"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.dia.com\/blog\/wp-json\/wp\/v2\/categories?post=29982"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}